At times, Wayne Henry Mortgages will run Giveaways or Competitions through its website, email newsletters and social media channels to encourage readership and visitation, as well as promote Wayne Henry Mortgages and other events.

The following Terms and Conditions apply to all Giveaways and Competitions, in addition to any special terms and conditions, which will be published through the above channels at the time when the respective Giveaway and Competition will be promoted.

By entering a Competition or Giveaway, entrants are deemed to have read, understood and accepted the following general Terms and Conditions.

Competitions and Giveaways

1. Competition and Giveaway prizes are given to a number of entrants selected by random draw (unless otherwise stated).
2. Entries received after a specified closing date will not be accepted. Proof of posting or emailing cannot be accepted as proof of delivery.
3. Every entrant warrants that all information submitted is true, current and complete. Wayne Henry Mortgages reserves the right to disqualify any entrant who does not comply with these terms and conditions.
4. Competitions and Giveaways are open to New Zealand residents, aged 18 years and over, unless otherwise stated. A person can only enter once and multiple entries will result in an entrant being disqualified.

Entries, selection, prizes

5. All reasonable attempts will be made to contact Competition and Giveaway winners using details provided on their entry forms. Should those attempts fail, another winner will be drawn or selected.
6. Prizes are not redeemable for cash, transferable to any other person, and cannot be used in conjunction with any other offer or promotion.
7. If a prize or part of a prize becomes unavailable (for any reason), Wayne Henry Mortgages reserves the right to limit entry, cancel or amend the prizes at its own and sole discretion, including providing the winner with a substitute prize, either in full or in part.
8. Winners will be notified in advance if prizes are sent by courier. Couriers are instructed to have all prizes signed for on receipt. Failure to obtain a signature will result in the prize being returned to Wayne Henry Mortgages and another winner may be drawn/selected.
9. Wayne Henry Mortgages’s decision is final and no correspondence will be entered into.

Privacy

10. All entrants consent to participate and co-operate as required in all promotional activities relating to the Competition or Giveaway. If stated, entrants also agree to receiving our Wayne Henry Mortgages email newsletter (which can be unsubscribed from at any time).
11. Entry forms will not be returned. All information provided by the entrants will be collected, used, stored, disclosed and corrected in accordance with the Privacy Act 1993. All entrants have the right to access their information and request for any personal information to be corrected.

Exclusions

12. The following persons are not eligible to win any prize:
    1. Anyone under the age of 18 at the time of entering the Competition or Giveaway (unless otherwise stated).
    2. Anyone not resident of New Zealand at the time of the prize draw.
    3. Anyone who works for Wayne Henry Mortgages, their immediate family members or any agencies or companies associated with the Competition or Giveaway.
13. Wayne Henry Mortgages reserves the right to exclude any entrant from participating at its sole discretion. Wayne Henry Mortgages also reserves the right to refuse to award a prize to an entrant who is in breach of these Terms and Conditions, gained an unfair advantage in participating or won by using fraudulent means.
14. Wayne Henry Mortgages will not be liable for any loss, damage, costs (for instance incurred in accepting or redeeming a prize) or any injury whatsoever suffered by an entrant as a result of or in connection with the Competition or Giveaway, including any inability to enter, complete or continue the competition or giveaway due to equipment or technical malfunction.
15. Wayne Henry Mortgages reserves the right to amend or change these Terms and Conditions at any time at its sole discretion, including extending, postponing or cancelling the Competition or Giveaway.
16. These Terms and Conditions shall be governed by and construed in accordance with the laws of New Zealand and shall be subject to the non-exclusive jurisdiction of the New Zealand Courts.