Need a Small Business Loan?

Picture of Wayne Henry

Wayne Henry

Mortgage Adviser & Founder of Wayne Henry Mortgages.

As a start-up ‘small business’ ourselves, we know how tough it can be to get your dream on the right track. The journey for us has been tricky, to say the least, but with the right attitude and a strong support network, you too can realise the goal of successfully running your own Small Business.

That’s why we have partnered with Prospa, more than just an award winning lender, a company that have a vision to change the way small business owners experience finance. No more missing opportunities or scraping through. Together we can help you access funds for growth opportunities and cash flow support in a fraction of the time and without all the fuss.

With Prospa, applications and decisions are fast, with funding possible within 24 hours.*

Typical loan uses

Purchase stock or inventory
Expand and renovate
Run a marketing campaign
Buy or upgrade equipment
Manage cash flow
Hire more staff during busy periods
Meet tax obligations
Repair vehicles and machinery


  • Amount $5,000 – $100,000
  • Terms 3 – 24 months
  • Repayments daily or weekly
  • Competitive rates and transparent pricing
  • Origination fee 2.5%
  • Asset security not required to access up to $100,000


Criteria & requirements

  • Income of $6,000+ per month
  • Trading for 24+ months (or purchased an existing business 3+ months ago)
  • Loans up to $100,000 require driver licence, NZBN and 6 months of bank statements
  • Loans over $100,000 require some additional financial statements (P&L, aged payables and receivables)

Together we'll help you take care of business

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