What is an Offset Mortgage?

An Offset Mortgage is a facility that links your mortgage to your savings and everyday accounts. The balances in these accounts are used to offset the amount of interest you’ll pay on your offset mortgage. Interest is calculated daily, so the more funds you keep in your savings and everyday accounts, the more interest you’ll […]

KiwiSaver First Home Withdrawal

As a first home buyer, you can use your KiwiSaver to help with your deposit. You may even qualify to access your KiwiSaver if you’ve previously owned a home before. You can withdraw your KiwiSaver if you’ve been contributing for at least 3 years, however, at least $1,000 must remain in your KiwiSaver account and […]