Helping everyday kiwis

We’re a family-owned business that simply aims to help you achieve your financial goals. Whether you’re a first home buyer, a savvy investor or just looking for a better deal from your existing provider, our team at Wayne Henry Mortgages can certainly help you out.

So why should you use us?

  • Over 30 + years combined in the finance industry
  • We fit in around your busy lifestyle, not ours
  • Our process is easy and stress free
  • Our services are FREE of charge (thanks to our amazing partners)
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Kia ora me te awhina tatou

How can we help you today?

Home loans can be complicated but we make them simple. We’ve helped thousands of Kiwis get their dream home sorted – will you be next? We do all the heavy lifting so you can relax while we match you with the right loan, all to ensure you save money and get approved faster.

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First Home Buyers

For most Kiwis the purchase of their first home can be a daunting experience. Luckily we’re experts in this field and have all the tools to make your dream a reality.
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Existing Home Owners

Try our free Home Loan Check. We’ll assess your current loan, make comparisons, negotiate the best deal and implement the changes on your behalf.
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Property Investors

We have access to an excellent number of lenders who can help with most investment scenarios, so you too can benefit from this great financial opportunity.
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Let's crunch some numbers

So what can I afford?

Buying a home is most likely going to be the most expensive financial decision most Kiwis will ever make. Check out our helpful calculators and resources, available to help you avoid paying more than you should. Sing out if you need help.

Budget Planner

Work out how to get the most out of your money and plan for your ultimate property purchase.

Budget >
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Loan Repayments

Find out what your monthly home loan repayments might look like and how they are calculated.

Calculate >

Loan Comparison

Learn, compare and pick your best option in minutes. A simple to use tool designed to help you make the right decisions

Compare >
Need help with your figures? –  We’re more than happy to to provide one-on-one guidance – Just holler.
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Who are Wayne Henry Mortgages?

Get to know us

After 30 + years combined in the finance industry, my wife Karen and I decided that we both needed a change. We always felt that limiting our clients to one financial institution meant that we were not really providing them with a wide range of available options.

We also felt that the client relationship was starting to drift further and further apart. As sales targets increased year on year, the role became more transactional and less emotional.

We both absolutely love dealing with clients, and the emotional connection you can get when magic happens, so we founded Wayne Henry Mortgages Ltd in 2015.

Together we have formed an excellent business relationship that proudly manages over 500 clients today. Will you be next?

Meet the Team
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Meet the Team
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Lovely words from lovely clients

We're so fortunate to work with with such great clients, who often become great friends.

"Karen and Wayne went above and beyond to get me approved within crazy tight time constraints. 24 hours for conditional approval of my loan. Unreal service and effort, and great communication throughout. Wouldn't consider going anywhere else. - Great work team! "
Mark Clapham
Mark ClaphamAuckland
"We can’t recommend Wayne and Karen highly enough. The service they provided was very efficient and friendly with great communication and advice throughout the process. They made what seemed like the impossible for us, possible and we are so grateful. Thanks guys, you’re a dream team."
Simone Watling
Simone WatlingWellsford
"We cannot begin to put into words just how thankful we are for EVERYTHING (and it was more than you could imagine) that Wayne and Karen have done and achieved for us. They have provided us with the ability to be less restricted to living a life of work, sleep, eat, repeat and giving us that extra room to have something of a life in these tough times that we face, and they did so all during the pandemic that we were fronted with! They literally moved mountains for us and if you were having any bit of doubt on whether they could help, we can assure you that you needn’t worry! Call them, email them, meet them! "
Scott & Melissa
Scott & MelissaTakanini
“I had to go unconditional on a house in 1.5 working days with nothing preapproved. I was in a panic. Wayne and Karen made a nearly impossible and potentially stressful situation so easy. I received a better offer than I ever could have gotten on my own and Wayne was more than happy to come to me to get things signed up when I couldn’t leave work. Contacting Wayne and Karen was easily the best decision I made in my very quick house buying journey!”
Kirsty Mitchell
Kirsty MitchellAuckland
"Owning a home had always been a dream, but in such a competitive Auckland market it always seemed out of reach. One phone call with Wayne was all it took to set things in motion. Wayne and Karen helped us every step of the way providing advice, recommendations, and reassurance. From sitting in a rental, to enjoying Christmas in our very own home. We can't thank Wayne and Karen enough for all their hard work and making our dream come true."
Iaeva & Nathan Paki
Iaeva & Nathan PakiGlen Eden, Auckland
"We have no hesitation in recommending Wayne Henry Mortgages. We have engaged Wayne to assist us in financing our mortgages for more than 6 years now. This has included a mortgage for a new build and also refinancing over the years. We find Wayne and Karen to be very approachable and will always go the extra mile in securing a mortgage option that best suits our needs going forward."
Hayley Postlewaight
Hayley PostlewaightMillwater, Auckland
"I have known Wayne for several years and when I was looking into refinancing. I originally expected the distance between us – somewhat of 480km would be too large for this process to be seamless. Wayne’s words “It won’t be an issue, let me assure you”. And of course, he was right – Wayne and Karen have made it feel like nothing was a hassle and they felt just down the road."
Sophie Styles
Sophie StylesWaipukurau, Hawkes Bay
"I was refinancing my home loan for the first time and working myself in the bank had a good expectation of rates cashbacks and the whole process. Karen and Wayne made everything very simple, they exceeded my expectations with the great rates and nice cash back and the whole experience was just a piece of cake. Will definitely be in touch next year!"
Michal Panek
Michal Panek Auckland
"Buying our 1st house looked so daunting - until we met Wayne Henry. He made the whole process stress free, exciting - and a great learning experience. We were able to consult with him on any occasion, he guided us on our best possible options, and was honest & truthful the whole way. I would recommend him to anyone wanting to purchase their first home."
K’Lee McNabb
K’Lee McNabb Pakuranga, Auckland
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LATEST NEWS

Stay up to date with what's happening in the market and read helpful insights.

What is the CCCFA?

The Credit Contracts and Consumer Finance Act (CCCFA) sets out rules that lenders must follow when lending money to consumers.

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June 18, 2022
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